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Book Your 1 HOUR FREE PERSONAL, NO OBLIGATION CONSULTATION today. If you have difficulty repaying tax debt or need help dealing with tax debt, we’re here for you. We can negotiate with the CRA and help you Consolidate your debt with one simple monthly payment. If you can not afford to pay your debt, contact us for options. How to stop a wage garnishment? Take action today and don't let this happen to you. Contact us, we can help! Student loans are necessary for many people who attend post secondary education. We can help with student loan debt and let you get a fresh Payday loans sound convenient and easy, but they come with incredibly high interest rates that can make them nearly impossible to pay off. Stop calls from creditors and collection agencies and put an end to lawsuits with our Consumer Proposal and Bankruptcy service. Only paying the minimum balance? Missing Payments? Paying high interest rates? We can reduce or eliminate your credit card debt. Get relief from bank phone calls, collection efforts and legal action with our Bankruptcy and Consumer Proposal services. The Licensed Insolvency Trustees at A. Farber can review your finances and prepare a consumer proposal to your creditors. A consumer proposal is an offer to settle your debt for less than the total amount owing. This process can result in as much as a 70% reduction in the amount you’ll need to pay back. More importantly, it also allows you to keep your as*ets such as your car, your house and much more. The debt consolidation process allows you to combine your debts into a loan with a lower interest rate. This process can save you money in interest charges, making debt repayment more feasible. However, debt consolidation only reduces your interest payments. The overall amount owing on the principal does not change. Read more about DEBT CONSOLIDATION Credit counselling is a process designed to help you come up with a strategy for paying down your debt. Credit counselling can help you